CASE STUDY · Digital Motor InsuranceMotor InsureTech

Automating End-to-End Motor Insurance Policy & Digital Claims Workflows

Engineered an automated digital motor insurance platform enabling instant premium quotation, vehicle detail lookup, policy lifecycle management, and self-service digital claims submission.

Under 3 Minutes
Quote-to-Policy Time
TODO: confirm
100% Digital
Claims Intake
Self-service photo upload and damage assessment workflow
40% Drop
Processing Latency
TODO: confirm
CLIENT EDME Insurance
YEAR 2023
TIMELINE 5 Months
ARCHITECT Bhuvnesh Sharma
TECH STACK:ReactReduxNode.jsGraphQLREST APIsAWS S3Docker
01 · CONTEXT & BACKGROUND

The Operational Context

EDME aimed to disrupt traditional auto insurance by eliminating paperwork, phone queues, and opaque underwriting algorithms with an instant, transparent web portal.

02 · CORE ENGINEERING CHALLENGE

The Bottlenecks & Failure Modes

Vehicle registration APIs and rating engines required rapid data fetching without stalling the user UI. Claims submission demanded secure, multi-image upload handling and automated triage.

03 · SYSTEM ARCHITECTURE & SOLUTION

Engineering the Solution

We engineered an interactive quote calculator with real-time premium updates based on selected coverage tiers. The claims intake module was built with client-side image compression, GPS metadata tagging, and automated submission to underwriting queues via GraphQL.

Real-time premium calculation engine with instantaneous UI feedback.

Client-side image compression reducing claims upload times by over 70%.

Secure policy vault with instant PDF generation and digital certificate delivery.

Automated verification hooks into regional vehicle databases.

04 · RESULTS & PRODUCTION IMPACT

Measured Production Outcomes

Transformed a multi-day manual policy issuance cycle into a 3-minute self-serve experience, driving higher conversion rates and lower customer acquisition costs.

KEY TAKEAWAY: Customer trust in digital insurance is won through transparent calculations and immediate, tangible confirmation at every step.
2 SPOTS AVAILABLE THIS WEEK · FOUNDER STRATEGY SESSION

Book a 30-Minute Strategy Call

No junior reps. No slide deck pitch. We audit your technical architecture or product roadmap live and give you a concrete roadmap to accelerate production.

Bhuvnesh Sharma
Technical Founder & Principal Engineer
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